stlvsanc   The battle between these two visas takes place daily. Often South Africans find themselves trying to weigh up their options (to see which serves them best). We find there are cases where applicants are entitled to both visas (UK Ancestry visa and the UK Settlement visa). There are also often cases where applicants (or their parents) believe that they are entitled to both (when they might not be). To get started, each visa is defined as followed:
UK ANCESTRY VISA (main applicant)UK SETTLEMENT VISA (main applicant)
Hereafter referred to as “ANC“.Hereafter referred to as “STL“.
Caters for South Africans that have a grandparent that was born in the UK.Caters for South Africans that are married to British passport holders.
R13,700.00
Now that we have introduced our contestants, we are going to continue with the assumption that the applicant in question does in fact qualify for both visas (ie that they are not minors). Let’s take a look at the basics of their offerings:
 UK Ancestry Work Visa (ANC) UK Settlement Work Visa (STL)
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ANC caters for South Africans with UK born grandparents.

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STL caters for South Africans with British national immediate family member.

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ANC is issued for initial 5 years.

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STL is issued for initial 2.5 years.

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ANC grants settlement rights (right to live and work in the UK).

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STL grants settlement right (right to live and work in the UK).

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ANC permits immediate family dependents to join main applicant.

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STL permits immediate family dependents to join main applicant.

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ANC takes 15 working days to process (standard).

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STL takes 60 working days to process (standard).

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ANC is commonly refused when applicants supply unrecognized supporting documents and incorrect birth certificates.

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STL has the highest refusal rate and majority of cases are refused because British nationals do sufficient evidence the financial requirement.

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ANC takes 5 years of continued UK residence to earn permanent resident status. It takes 6 continuous years of UK residence to earn British nationality.

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STL takes 5 years of continued UK residence to earn permanent resident status. It takes 6 continuous years of UK residence to earn British nationality.

Before the battle begins, upfront we can already draw the following conclusions:

1. ANC (Ancestry visa) is issued initially twice as long as the STL (Settlement visa). 2. ANC is processed and issued quicker than the STL. 3. STL has the highest risk of refusal, therefore ANC has less risk.

That means we are entering a match where the ANC has 3 clear advantages over the STL. To best compare these two categories, let us take a look at the whole picture. LOGIC Logic dictates that surely it should be more of an advantage for South Africans to pass through the UK border with a British national (STL) than if they claim birth rights from a distant relative (ANC). Logic would also assume that joining a British national in the UK (as a family dependent) would have more benefits. The reality is that there are absolutely no additional benefits for South Africans. Logically ANC and STL are equals. They both grant the same settlement rights. Therefore no visa has the upper hand when it comes to competing for benefits. In fact they are actually offering exactly the same conditions to be in the UK. GET A BRITISH PASSPORT QUICKER? Common confusion experienced here. The fact though is that ANC and STL visas both take South Africans 6 continuous years of UK residence to qualify for British nationality through residence. Again, no visa out performs the other when it comes to comparing the long term benefits. MEETING QUALIFYING REQUIREMENTS

ANC’s biggest hurdle (time consuming factor) relates to birth certificates. This is a common delay in these cases. STL’s biggest hurdle (technical factor) relates to the financial requirement. This is why these cases are commonly refused.

Naturally, main applicants who have the choice between ANC or STL take the birth certificates (processing times) into consideration. Move Up however helps present birth certificate solutions (to help source the documents through third parties). What this means is that ANC’s hurdle is no longer much of a factor. If anything, it frees the main applicant from risks and gives the upper edge to ANC. INITIAL COSTS OK. Now that our contestants have warmed up, we really begin this battle. Initial costs of the today (1st Nov 2016):
ANCSTL
£405 = Visa Fee£1195 = Visa Fee
£1000 = IHS Fee£600 = IHS Fee
£150 = English test
£1405 Total£1945 Total
STL total of £1945 (approximately R38 900 @ZAR20:GBP1) compulsory fees for STL main applicant. ANC total of £1405 (approximately R28 100 @ZAR20:GBP1) compulsory fees for ANC main applicant. That concludes that the ANC is cheaper initially. TOTAL COSTS We work on the principle that the main applicant of either the STL or ANC visa spends 6 continuous years in the UK. It does not make allowance for either cases to have spent time outside of the UK of longer than 180 days per annum. We are simply asking “if works out cheaper in the long run?” Let’s see:
Entry Clearance (Limited Leave to Remain stage)
ANCSTL
£405 = Visa Fee£1195 = Visa Fee
£1000 = IHS Fee£600 = IHS Fee
£150 = English test
Extension (Further Leave to Remain stage)
£811 = Visa Fee
£400 = IHS Fee
Permanent Residence (Indefinite Leave to Remain stage)
£1875 = Visa Fee£1875 = Visa Fee
£50 = Life in UK test£50 = Life in UK test
£150 = English test£150 = English test
£3480 Total £5231 Total
This fight is over. ANC is the clear winner here. For those in the position of needing to decide which visa is best to consider, we trust you have found this helpful. Now just imagine how much more helpful our friendly consultants are? GET IN TOUCH